Definition: An insurance personal liability coverage, also known as an umbrella policy or a broad term of insurance, refers to the type of coverage that covers the cost of damages caused by an event resulting from the occurrence of an accident or violation in the course of employment. In other words, it is an umbrella policy that provides financial protection for employees and their dependents in the event of injuries sustained while on the job. The terms "personal liability coverage" refers to the type of insurance provided under this umbrella policy.
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